We want to take a moment to share something very important regarding auto insurance - especially when it comes to the people who regularly drive your vehicles and those who live in your household. Lately, we’ve been seeing more contract language in auto policies that specifically requires policy owners to list every regular driver in their household.
This isn’t just paperwork—it’s about protecting you. If a household member is not listed on your policy and is involved in an accident, there could be coverage implications if the driver was not disclosed. As a result, all of the costs could fall directly on you. We know it might feel like a hassle, especially when it comes to teenage drivers who can be expensive to insure, but the financial and emotional burden of a denied claim is far greater. When youthful drivers aren’t listed, it can also negatively impact their insurance history, making it harder for them to get coverage or better rates in the future.
For your peace of mind and the protection of everyone in your household, we strongly encourage you to review your policy to make sure all drivers are listed. This small step can make a huge difference when it really matters.
Thank you for trusting us with your insurance needs.